Below you will find articles Terry has written and videos and interviews she has conducted.
It seems the hottest topic in financial advice these days is Fixed Indexed Annuities. The pitch promises asset protection on the downside, some stock market participation on the upside, and an eventual lifetime income stream – if you choose to attach a costly income rider.
It’s proxy season. As America’s public companies send out their annual reports, and ask you to vote your shares in the way they recommend, you get a chance to voice your opinions. Individually, you might not have much of a voice in corporate governance. But collectively, shareholders can and do make a difference when they vote their proxies.
In the coming weeks, millions of college freshmen will know the joy of acceptance and the agony of money as they figure out whether they and their parents can afford the college of their choice.
Investors beware! An appellate court just ruled that the Fiduciary Rule is dead – before it was even fully implemented in an attempt to protect your retirement savings.
After nine years of a bull market, your 40l(k) retirement plan is likely your largest financial asset, perhaps even dwarfing the value of your home. Yet, while you pay attention to home repairs, you many not spend much time inspecting your retirement plan. For sure, you should be contributing the maximum to get your employer’s matching contribution. Yet many people miss out on this free money.
Everyone loves getting a tax refund. That’s strange, since a refund means you’re essentially getting back your own money. A tax refund is a result of overpaying your taxes to the government along the way, likely by having too much money withheld from your paycheck.
As you settle into the project of doing your 2017 taxes, it’s a good time to look ahead to the return you will file next year at this time. Some of the changes in the tax laws create opportunities for tax savings —if you start now.
We live in dollars, spend in dollars, and make financial plans in dollars. But what will your dollars be worth in the future, when you plan on spending them? That’s not an idle question, even though we have few alternatives to using dollars for all our plans.
One of my favorite financial websites is Acorns.com. There you can register your credit and debit cards, so that all of your purchases are automatically rounded up a few cents to the nearest dollar. And when all those little cents reach $5, the money is automatically transferred from your registered checking account into an investment portfolio, featuring five choices that range from conservative to aggressive.