Credit/Debt

Credit/Debt

Credit monitoring needed after credit freeze?

Should I consider using LifeLock? If so should I hit my credit freeze before or after signing up for…

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Financial Planning / Retirement

Financial Planning / Retirement

roll over my 403k from employer to an ira and invest in bonds

Hi Terry I met with a financial advisor today She’s from Wintrust. She recommends that i roll over…

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Investments

Investments

Tax Advantages of ETF’s over Mutual Funds.

Once a person reaches 70 1/2 years of age and must start withdrawing from his/her IRA, the urgent…

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Chicken Money

Chicken Money

Retired need safe investment, no taxes

I’m 58 and retired. I have money to invest but don’t want risk exposure to a roller coaster market.

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Economy & Taxes

Economy & Taxes

Ira withdrawals and tax brackets

I am 67 and retired 2 years ago. I am living on SS and savings so far. I paid no income tax last…

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College Savings / Student Loans

College Savings / Student Loans

COLLEGE SAVINGS

Hello Terry, Thank your helpful advice on College 529 Savings. My question is: I am Illinois…

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Insurance

Insurance

Life Insurance

Soon to turn 65 and have term insurance enough for burial. Now getting mail saying universal life is…

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Wild Card

Wild Card

Retirement vs. Luxury Car

Hi Terry. I’m hoping you can help me make a decision. I’m currently making six figures at my current…

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Housing / Real Estate

Housing / Real Estate

Reverse mortgage for second home?

Hi Terry. Could a reverse mortgage be used for a second residence? We have most of our extended…

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