advice please for starting a college savings program for Illinois colleges. this would be for use in the distant future

Terry Says:  If you’re a resident of Illinois, I would go to Vanguard.com and sign up for their plan, which has the lowest costs and top ratings from Morningstar.  Remember, you can save in any 529 plan, and use the money for any college in any state.  Here’s a link to their web page describing their plan.

Note:  There is a small deduction on your taxes if you use the Illinois plan, but in my opinion it’s not worth the uncertainty over Illinois’ ability to deliver on their plans, or for their future funding of higher education to maintain the excellence of Illinois colleges.