Hi Terry, as of right now I am heavily invested in stocks and mutual funds.
Where would you say is a safe place to put cash if you have concerns about the market?

Terry Says:  A place where you have no risk — but earn literally nothing!  You can use an insured money market deposit account at a bank or go to www.TreasuryDirect.gov and buy U.S. short term treasury bills (90 or 180- days) which are sold at auction each week.  (Minimum investment $100, and the cash is taken from your bank account to purchase them.)  It’s easy to do and the safest place in the world, which is why they yield literally nothing!  But that’s the price of peace of mind!