Terry's Favorite Websites

Credit & Debt

NFCC.org
The home page of the National Foundation for Consumer Credit - with member agencies around the country. This non-profit and its member agencies are the only ones I recommend for advice, counseling, debt repayment plans. When you get to the home page, click on "Take the First Step" to search for your nearest local agency. Or call 800-388-2227.

cardweb.com
Here's the place to search for credit cards with lowest rates and fees, secured cards to help you build, or re-build, your credit, and even get answers to your credit card questions.

AnnualCreditReport.com
This is the website to get your free annual credit report from each of the three major bureaus. Just click on the links to the bureaus, and space your reports throughout the year.

mypublicinfo.com
If you're worried that someone's using your Social Security number, or that someone
else with the same name is being confused with you in public records, you'll be interested in this in-depth public records check -- searching billions of databases including bankruptcies, criminal records, etc.

index.credit.cards.com
This site is devoted exclusively to finding best credit card deals. Note: National Avg Rate 12.38% Highest "default rate" on balances:

lowcards.com
Now that the Fed has cut interest rates, is the rate on your credit card dropping? Probably not, since they know they have you on the hook if you carry a balance. But check out this website to find the best deals.

federalreserve.gov
Check out the Federal Reserve's consumer site for complete new Credit Card rules.