Terry's Favorite Websites

Retirement

Retirement Plan
E*Trade has created a terrific, graphic online Retirement Planning Monte Carlo simulator. Give it a try!

livingto100.com
How can you plan if you don't know how long you're likely to, or possibly could live?

choosetosave.org
This is the best online calculator for figuring out how much you'll need in retirement, and how much you should be saving now.

IRAHelp.com
Everything you need to know about Individual Retirement Accounts - and a place to send an email question to Ed Slott, the IRA expert and accountant who maintains this site.

Medicare.gov
If you're 65 you must sign up between Nov 15 and Dec 31st for Medicare Part D -- the prescription drug plan. Use the easy "Plan Finder" tool at the government website to find the best plan -- even if you currently don't take any prescription drugs.

NCRB.com
The "pension detectives" and the National Center for Retirement Benefits will examine whether your company calculated benefits correctly. They've found millions of dollars in errors -- don't charge up front, but take one-third of the extra money they find.

healthgrades.com
Now you can compare costs of procedures at hospitals in your area. As an informed consumer, if you're spending your own money on copayments or coinsurance, y ou'll want to know what hospitals and physicians charge for common procedures ranging from the heart surgeries to childbirth.