Answered on June 18, 2017

In May 2013, I gave Merrill Lynch an IRA worth $103,000. The VP/Senior Financial Advisor on the…

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Answered on June 1, 2017

My broker has suggested that I agree to a new fee process wherein I would pay an annual percentage…

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Answered on May 15, 2017

Embarrassingly it’s taken too long, but I need to understand what’s going on with my money and…

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Answered on May 13, 2017

My question is in regard to “Total investment expenses: 0.120% $1.20 (per $1,000 invested). .120%…

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Answered on May 12, 2017

Hi Terry, My company does not offer a 401K, I want to know who and where can I go to set one up. I…

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Answered on May 9, 2017

I’m trying to learn about how to start saving but I’m unsure how this plan works. How is it…

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Answered on May 9, 2017

Hello Terry. Part of my retirement planning, I invest in a 457b through my employer. I have about…

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Answered on May 7, 2017

Would it be wise to invest in a total stock market index fund, S&P 500 Index Fund, and a NASDAQ…

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Answered on May 7, 2017

As a investment adviser, are you a fiduciary? This question occurs to me because of your column…

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Answered on April 21, 2017

Good afternoon Terry, I am a CFP professional in the Plainfield, IL. area. I was recently contacted…

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