Don’t go over the FDIC insurance limits of $250,000 per account. This plan divides your money between fully insured accounts at different banks.


Search for the best card based on rates, annual fees, rewards, your credit history, also “secured cards” – the way to start building a credit history by making a deposit to a savings account, which becomes your credit line for a standard Visa.


Everything you need to know about Treasury bills, notes and bonds – including how to open an account and buy them online. Also, everything you need to know about U.S. Savings Bonds – including how to value your old bonds.