Uncategorized Questions
Wanna Bet?
Fall is already in the air in many parts of the country. Kids are back in school and the football...
Chicken Money Challenge Ahead
Savers are about to face the most significant financial challenge of all – the challenge of self-discipline. Short term interest...
How Interest Rates Work
Will they or won’t they cut interest rates in September? All eyes are on the Fed, and its chairman Jerome...
Artificial Intelligence Arrives
Artificial Intelligence is the buzzword that is driving the stock market and economic capital these days. It is showing up...
Parent Plus Loans: Act Quickly
In my latest column about student loans, I focused on changes coming to the outstanding loan burden for graduates. But...
Bankruptcy
It has been quite a few years since personal bankruptcies hit the headlines. Before Covid, personal bankruptcy filings were averaging...
Student Loan Changes — Act Now!
If you have outstanding student loans, you are likely about to encounter some significant and confusing changes. If you have...
Are You Even?
Your 6-month account statements from your 40lk or IRA have likely just landed in your mailbox, or your inbox. Since...
Private Equity Targets Your 40l(k)
Wall Street has a new target. With nearly $9 trillion in assets, 401(k) plans have caught the eye of Wall...
T-Bills (still) beat most CDs (update)
U.S. Treasury Bill interest rates are still mostly higher than the comparable bank CDs. As of August 27, 2025, the yield...
Equity Linked Annuities
The promises are enticing – stock market upside with no risk on the downside. Or market “participation” with downside “protection.”...
Information, Please
Every day there’s a new headline number to impact the markets. Whether it’s about inflation or employment, about consumer confidence...
Social Security — The Latest!
It’s getting worse at Social Security—and it’s not your imagination. Here, as promised, are the latest updates – and some...
Home Buying Opportunity Coming?
There is never a good time to buy a home – except in hindsight. As first-time home-buyers try to make...
Housing Opportunity?
There is never a good time to buy a home – except in hindsight. As first-time home-buyers try to make...
Artificial Intelligence — A New View
Does the concept of Artificial Intelligence (AI) scare you or intimidate you? Or do you figure it won’t actually impact...
We Live in a Digital World
We live in a digital world – especially when it comes to money. And, like it or not, you’ll soon...
I-Bond Update — and Advice
The new rate for Series I bonds purchased after May 1, 2025 is 3.98%. That includes a new base rate...
Student Loans: Do Something Now!
Student loans have been looming in the background for more than five years – ever since payment requirements were suspended...
Know What You Own
In the midst of all the advice about not panicking over stock market volatility, likes a hidden vulnerability: Most people...