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The Challenge of Chicken Money
Now, things are going to get tough for “chicken money” holders. Your self-discipline is about to be tested as short-term...
Year End Investment Advice
There’s an old Wall Street saying: “No one ever rings a bell at the top.” Only in hindsight do we...
Identity Theft, Scams and Protection
It’s the holiday shopping/scamming season. And that makes it a good time to think about protecting yourself from the dangers...
IRMAA Increases Medicare Premiums
Every senior on Medicare should be intimately familiar with IRMAA – the initials that stand for Income Related Monthly Adjustment...
Year-End Planning Checklist — and More
This is the time of year when I typically offer financial planning advice to those who have the flexibility to...
Small Biz Health Insurance Deal — Act Now!
Suddenly millions of working Americans can no longer afford “Obamacare” health insurance, as premium subsidies have been removed. But there...
Happy Thanksgiving — and an Opportunity!
Once upon a time parents and children sat down together for the toughest talk: the birds and the bees. Now...
Waiting to take Social Security
You may have seen videos making the rounds on TikTok or other social media. Or even a recent op-ed in...
RMD Time — Again!
Time flies – and never so quickly as we approach the annual deadline for taking a Required Minimum Distribution from...
Medicare Beware! A Special Report
The weeks between October 15th and December 7th are Open Enrollment – where seniors must make critical decisions that will...
Medicare Beware #3: Part D Drug Plans
You may not be taking prescription drugs when you sign up for Medicare at age 65, or when your work...
Medicare Beware #2: Switching Plans
Last week’s column explained the key decisions you must make about Medicare – either when you initially enroll, or during...
Medicare Beware #1: Open Enrollment Choices
Medicare Open Enrollment period starts on October 15th. Making the correct choices when you initially sign up for Medicare –...
Stop Procrastinating About Planning
Astoundingly, the year is almost over. And as the calendar races to the finish, you still haven’t gotten your finances...
Wanna Bet?
Fall is already in the air in many parts of the country. Kids are back in school and the football...
Chicken Money Challenge Ahead
Savers are about to face the most significant financial challenge of all – the challenge of self-discipline. Short term interest...
How Interest Rates Work
Will they or won’t they cut interest rates in September? All eyes are on the Fed, and its chairman Jerome...
Artificial Intelligence Arrives
Artificial Intelligence is the buzzword that is driving the stock market and economic capital these days. It is showing up...
Parent Plus Loans: Act Quickly
In my latest column about student loans, I focused on changes coming to the outstanding loan burden for graduates. But...
Bankruptcy
It has been quite a few years since personal bankruptcies hit the headlines. Before Covid, personal bankruptcy filings were averaging...