Uncategorized Questions
A Taxing Surprise for Illinois Seniors
Illinois seniors who received a windfall deposit as a result of the Social Security Fairness Act are now finding that...
Use Your Miles
A casual conversation with a group of friends elicited this comment from one woman: “It’s time to start using your...
Identity Theft — What To Do!
It makes sense to assume your identity has -- or will be -- stolen! Ever since the Equifax breach two...
Health Insurance Today
Last year, when the additional subsidies for the purchase of health insurance under the Affordable Care Act (Obamacare) were removed,...
Beat the Market?
Do you think you can beat the stock market? Should you even try? The volatility of the stock market in...
MEGO Numbers
I call them MEGO numbers. That stands for My Eyes Glaze Over. Sometimes the numbers are so huge that they...
Private Equity Beware
Oh, the irony. Just as market headlines reveal huge worries about “private credit” and “private equity”, the Labor Department (which...
Time to Plan
Given the chaos in the world, when it comes to your personal finances, it’s tempting to just cover your head...
Alone and Trusting
What happens when you’re older and alone – with no one you trust to be there in your time of...
T-Bills (still) beat most CDs (update)
U.S. Treasury Bill interest rates are still mostly higher than the comparable bank CDs. As of March 16, 2026, the yield...
Time to Plan
Given the chaos in the world, when it comes to your personal finances, it’s tempting to just cover your head...
Avoiding Heartbreak
This breaks my heart. Below are two messages I received recently, describing the compounding of grief and financial disaster in...
Taxes for Seniors
In the coming months, millions of seniors will file their tax returns – and many other seniors will think there...
Last Chance for FAFSA
Time is growing short for parents of high school seniors (and those returning to college for the 2026-27 school year)...
The Annuity Pitch
A decade ago the insurance industry made a huge annuity sales pitch to pre-retirees, offering them “variable” or “indexed” annuities...
The Housing Market
With so much attention focused on the stock market, the housing market has faded into the background a bit. Sellers...
Sell Your Silverware?
With the prices of gold and silver bullion making all-time highs, many people are thinking about turning grandma’s sterling silver...
Why Gold
Gold and silver prices have soared in the midst of global geopolitical uncertainty, concerns about the global role of the...
RMD and Review
This is the perfect moment for retirees to review their investment exposure and – if you will be over 73...
The Challenge of Chicken Money
Now, things are going to get tough for “chicken money” holders. Your self-discipline is about to be tested as short-term...
