Uncategorized Questions
Trump Accounts
Trump Accounts are now open – and should be viewed on a financial, not political basis. There’s an old saying:...
Social Security Insolvency
Social Security is running out of money in its main trust fund. The latest Trustees report predicts that Social Security...
Reverse Mortgages Explained
As Americans live longer and costs continue to rise, a growing number of seniors have decided to tap into the...
Your Home as Your Piggy Bank
For generations of Americans, the family home is the largest investment they will ever make. And in most cases, it...
How To Buy Treasury Bills
U.S. Treasury Bill interest rates are still mostly higher than the comparable bank CDs. As of June 9, 2026, the...
Parent PLUS July 1st Deadline SOS!
Time is running out for Parent PLUS College loan borrowers to access money-saving repayment deals. The deadline is July 1st...
Special “K”
We’ve all heard references to a “K-shaped” economy. It’s an image that reflects the growing wealth disparity in America. Those...
Next Year’s Taxes — Plan Now!
The last thing you want to think about now is taxes. You’ve just completed your return, and hopefully received your...
Social Security “Con Job”
Social Security is making an offer you should refuse. Famed economist and Social Security expert Larry Kotlikoff calls it a...
Something’s Gotta Give!
The pressures on middle class Americans are mounting, regardless of the stock market’s relentless climb higher. Yes, there is plenty...
A Taxing Surprise for Illinois Seniors
Illinois seniors who received a windfall deposit as a result of the Social Security Fairness Act are now finding that...
Use Your Miles
A casual conversation with a group of friends elicited this comment from one woman: “It’s time to start using your...
Identity Theft — What To Do!
It makes sense to assume your identity has -- or will be -- stolen! Ever since the Equifax breach two...
Health Insurance Today
Last year, when the additional subsidies for the purchase of health insurance under the Affordable Care Act (Obamacare) were removed,...
Beat the Market?
Do you think you can beat the stock market? Should you even try? The volatility of the stock market in...
MEGO Numbers
I call them MEGO numbers. That stands for My Eyes Glaze Over. Sometimes the numbers are so huge that they...
Private Equity Beware
Oh, the irony. Just as market headlines reveal huge worries about “private credit” and “private equity”, the Labor Department (which...
Time to Plan
Given the chaos in the world, when it comes to your personal finances, it’s tempting to just cover your head...
Alone and Trusting
What happens when you’re older and alone – with no one you trust to be there in your time of...
T-Bills (still) beat most CDs (update)
U.S. Treasury Bill interest rates are still mostly higher than the comparable bank CDs. As of March 16, 2026, the yield...
