About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
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Terry's Columns
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Turning Points
Summer is over and autumn is here. You’re not surprised to see Halloween candy on...
Written on September 16, 2023 -
Surviving a Recession
Will you be able to survive a recession? The odds are rising that a recession...
Written on September 06, 2023 -
Resources for Seniors
Approximately 27% of U.S. adults aged 60 and older were living alone in 2020, according...
Written on September 05, 2023 -
T-Bills beat CDs
U.S. Treasury Bill interest rates are soaring far higher than the comparable bank CDs. As...
Written on September 05, 2023 -
High Rates for How Long?
Do you have “chicken money” – money that you want to protect from risk? If...
Written on August 28, 2023 -
Medicaid Lost Insurance
How would it feel to suddenly lose your health insurance? Frightening? Vulnerable? Well, 4 million...
Written on August 16, 2023 -
Fast Money
Money if moving faster than ever, and that’s a good thing for businesses, consumers, and...
Written on August 09, 2023 -
What’s Your Score?
The United States’ credit standing was downgraded from AAA to AA+ by Fitch, one of...
Written on August 08, 2023 -
Student Loan Sticker Shock
Get ready for a budget shock. You knew it was coming – the onset of...
Written on July 30, 2023 -
Boring Money Summer?
The financial markets are in their most boring slow summer days, as I write this...
Written on July 16, 2023
Ask Terry
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“t bills”
My advisor from Wealthramp said there was a T bill that you could take money.. -
“Credit card debit, mortgage & new roof”
With a fixed income family, $34,000 remaining to pay off, with but a need for.. -
“FNBO Visa Signature Changes in Interest Rates”
Received September 15, 2023 Letter regarding Changes in Account Terms Effective 11/02/2023 to 25.99%. I.. -
“Divorce in Illinois — house/mortgage?”
My daughter is going through a divorce and needs to refinance her house. Her present.. -
“Investing”
I have around $100.000 sitting in a checking account should I invest in treasury bonds.. -
“College savings for grandchildren”
I’d like to start putting money into an account for my new grandchild. What should.. -
“Credit Card Debt (my daughter’s paying 28%!)”
Hi Terry, You have provided your advice in the past and I’m an avid WGN.. -
“RMD OBLIGATIONS”
DO THE ANNUAL RETIREMENT WIHTDRAWAL SUMS RECIEVED AS PAYMENTS FROM AN ANNUITY ORIGINALLY PURCHSED WITH.. -
“CD BENEFICIARY IN A TRUST”
IN ANSWER TO A QUESTION I ASKED IN A PREVIOUS EMAIL…YOU ADVISED NOT TO NAME.. -
“Tax on Social Security”
I’m single with no dependents. I turn 70 early October and I’ve yet to apply..
Terry has explained personal finances to employees of organizations large and small, including:
