About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
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Terry's Columns
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Private Equity Targets Your 40l(k)
Wall Street has a new target. With nearly $9 trillion in assets, 401(k) plans have...
Written on July 13, 2025 -
T-Bills (still) beat most CDs...
U.S. Treasury Bill interest rates are still mostly higher than the comparable bank CDs. As...
Written on July 10, 2025 -
Equity Linked Annuities
The promises are enticing – stock market upside with no risk on the downside. Or...
Written on July 06, 2025 -
Information, Please
Every day there’s a new headline number to impact the markets. Whether it’s about inflation...
Written on July 02, 2025 -
Social Security — The Latest!
It’s getting worse at Social Security—and it’s not your imagination. Here, as promised, are the...
Written on June 25, 2025 -
Home Buying Opportunity Coming?
There is never a good time to buy a home – except in hindsight. As...
Written on June 25, 2025 -
Housing Opportunity?
There is never a good time to buy a home – except in hindsight. As...
Written on June 18, 2025 -
Artificial Intelligence — A New...
Does the concept of Artificial Intelligence (AI) scare you or intimidate you? Or do you...
Written on June 04, 2025 -
We Live in a Digital...
We live in a digital world – especially when it comes to money. And, like...
Written on June 01, 2025 -
I-Bond Update — and Advice
The new rate for Series I bonds purchased after May 1, 2025 is 3.98%. That...
Written on June 01, 2025
Ask Terry
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“Medicare switch”
I currently have plan F with BCBS, the plan was discontinued in 2020 ,but grandfathered.. -
“Low credit score and debt”
History summary: Given money to adult son, wife and 4 children. We are at our.. -
“Transfer on Death Deed”
Hi Terry, what are your thoughts on choosing between a Transfer on Death Deed vs... -
“mortgage and credit score”
Terry: My husband passed 8 years ago and I have never missed a bill, I.. -
“RMD Withdrawls from 40lk”
When it comes to RMD’s of your 401k accounts, if you have two accounts with.. -
“RMD”
Can you please print an article about the subject of RMD’s in a future chicago.. -
“Cosigned disaster”
I consigned for my daughter and son inlaw they are dragging my fica score from.. -
“Retirement / Mortgage”
I Retired after 42 years at UPS end of June 2025 (I Retired even before.. -
“Social Security benefits for a widow”
I am a retired Chicago, public schools, counselor, and my deceased husband worked for the.. -
“CAN ANNUITY BE MOVED”
I have an annuity with 1 firm can I move the whole annuity to a..
Terry has explained personal finances to employees of organizations large and small, including:
