About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
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Terry's Columns
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Quote of the Day —...
"As we know from experience, every small bear market started out as a correction –...
Written on March 22, 2025 -
Ode to Gold
Gold has now closed at over $3,000. It’s a shame the “original gold bug”, James...
Written on March 17, 2025 -
More Social Security Horror!
There’s good news and bad news for Social Security recipients. And since the bad news...
Written on March 10, 2025 -
Recession?
It’s been a significantly long time since the United States last went through a recession...
Written on March 10, 2025 -
Tax Return Security
The most frightening place for identity theft to occur is around your tax return. You...
Written on March 10, 2025 -
Chicken Money Update
The stock market seems to be taking uncertainty in stride. Neither economic concerns over the...
Written on February 18, 2025 -
Tax Time, Again
It’s income tax time again – and this year it’s time to make a big...
Written on February 12, 2025 -
Tariffs 101
Note: This was written on Friday as an explainer, before tariffs were announced on Saturday,...
Written on February 04, 2025 -
I-Bond Update — and Advice
The new rate for Series I bonds purchased after Nov 1, 2024 is 3.11%. That...
Written on February 01, 2025 -
Housing Affordability
Housing affordability is going to be a huge topic in both personal finance and politics...
Written on January 27, 2025
Ask Terry
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“Proceeds from sale of 2nd Home”
Terry, What are the best/safest investments to place money from sale of 2nd home. -
“The three credit reporting services”
On 9/16/24 I received letters confirming a freeze on my credit reports from Experian and.. -
“Clawback”
Is the 100% clawback of Social Security change a result of the Trump administration? -
“Required Minimum Distribution (RMD)”
I just became 75 years old. I am employed full-time. I was told by my.. -
“Interest deduction on my condo loan”
If I don’t do taxes I have a lot of interest what do I do.. -
“Mandatory Minimum Distribution-age 73”
How can I avoid paying taxes upon my total withdrawl of funds,RMD, before age 73.. -
“Traditional IRA Conversion to Roth”
Can you tell me what this looks like, potential tax liability, and does this prevent.. -
“Gifted money received”
A dear friend passed away & she give me a large amount of money. About.. -
“New ssa.gov—- site. BEWARE THE CON!”
Do we have to sign into it before March 31, or we might loose our.. -
“The phone numbers to help with credit card debt”
What’s the phone number for credit counseling for debt
Terry has explained personal finances to employees of organizations large and small, including:
