About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
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Terry's Columns
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Social Security — The Latest!
It’s getting worse at Social Security—and it’s not your imagination. Here, as promised, are the...
Written on June 25, 2025 -
Home Buying Opportunity Coming?
There is never a good time to buy a home – except in hindsight. As...
Written on June 25, 2025 -
Housing Opportunity?
There is never a good time to buy a home – except in hindsight. As...
Written on June 18, 2025 -
Artificial Intelligence — A New...
Does the concept of Artificial Intelligence (AI) scare you or intimidate you? Or do you...
Written on June 04, 2025 -
We Live in a Digital...
We live in a digital world – especially when it comes to money. And, like...
Written on June 01, 2025 -
I-Bond Update — and Advice
The new rate for Series I bonds purchased after May 1, 2025 is 3.98%. That...
Written on June 01, 2025 -
Student Loans: Do Something Now!
Student loans have been looming in the background for more than five years – ever...
Written on May 27, 2025 -
Know What You Own
In the midst of all the advice about not panicking over stock market volatility, likes...
Written on May 14, 2025 -
Social Security: True or False?
Update: April 28, 2025 The Social Security Administration is backing off a plan it announced...
Written on April 28, 2025 -
The Fine Line Between Fear...
There’s a fine line between fear and optimism, between financial fact and emotion. The whipsaw...
Written on April 28, 2025
Ask Terry
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“WEP refund”
Good morning, Terry! Spouse worked as firefighter for 30 years and still has not received.. -
“IRS EST TAX”
Dear Terry, I made the mistake of forgetting to pay my estimated tax for April.. -
“Roths”
On Wednesday June 25 you identified a source for information about Roth conversions on the.. -
“Tapping my IRA for credit card debt”
I am just hitting 59.5 years and now eligible to withdraw from my IRA penalty.. -
“Financial gifting to grandchildren”
Terry, I have 4 great grandchildren and would like to gift each one $50 on.. -
“Bright Start 529 Program”
I have a savings account for my granddaughter. Should it be put in a Bright.. -
“Social Security Potentially Going Debunked”
Hello Terry – I just saw you on 60 Minutes offering your 2 cents on.. -
“Putting my T-bill money into my total stock market fund”
Hi Terry, I have some T-bills coming up for renewal in August, and I’m thinking.. -
“Building/Repairing Credit”
Hi Terry, I am now in my early 30s and needing to reestablish my credit... -
“Taxpayer assistance with IRS”
HELP! I filed my taxes on time, with correct estimated payment for IRS convesion in..
Terry has explained personal finances to employees of organizations large and small, including:
