About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
Click Here to order
Terry’s new book on
Terry's Columns
-
529 Plans Even Better Now
The best way to save for college for your children and grandchildren is a 529...
Written on January 23, 2023 -
New Student Loan Proposal
A new proposal by the Biden administration would dramatically cut federal student loan monthly payments...
Written on January 23, 2023 -
Open the Envelope, please!
Some bad news is coming in the mail. Be prepared to face up to it...
Written on January 18, 2023 -
Money Tips for the New...
1. Get Organized –That’s the most important thing you can do to start the new...
Written on January 07, 2023 -
Costs Add Up
How much did you pay in investment costs and fees last year? If you’re like...
Written on December 30, 2022 -
Count Your Blessings — and...
The shopping rush is over, and holiday dinners digested. This is a perfect time to...
Written on December 28, 2022 -
Secure Act 2.0 for Retirement...
Congress gave American workers a last minute holiday gift – a set of new incentives...
Written on December 23, 2022 -
Holiday Credit Card Traps
Everyone likes a little recognition – a sense of being known and appreciated. Perhaps that’s...
Written on December 21, 2022 -
Rollover Now
If you have several IRAs or leftover 401(k) plans from previous employers, this is a...
Written on December 18, 2022 -
When to Take Social Security
Social security decisions are among the most complex and impactful choices seniors must make. The...
Written on December 14, 2022
Ask Terry
-
“My spouse and 401k withdrawal”
My spouse received 19,000 when he turned 59 from his retirement plan and didn’t tell.. -
“Transunion”
I received two suspect letters from Transunion with my address but someone else’s name. I’d.. -
“Debt Ceiling and Treasury Security Purchases”
Does the impasse over the debt ceiling pose any considerations for someone about to purchase.. -
“Online banking CDs”
What are your thoughts on high interest online banking accounts. Any suggestions??? -
“CD’s”
My wife and I are 68 years old and in good health. 🤞We having saving.. -
“Non financial question about paper money”
I was at the chase bank recently and asked for new money when I cashed.. -
“I bonds”
We purchased $20000 I bonds last year at the higher rate. Is it still considered.. -
“t bills”
I bought t bills on 10/26/2022, with some chicken money. When does this mature and.. -
“CD Early Withdrawal”
Dear Terry, I currently have 40,000 in a 12 month CD earning 1% which doesn’t.. -
“Retirement savings”
I’m looking towards retirement in next 10 years . I have been listening to your..
Terry has explained personal finances to employees of organizations large and small, including:
