About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
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Terry's Columns
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Understanding IRMAA
Meet IRMAA. This is not a senior’s dating site, but every senior on Medicare should...
Written on December 08, 2024 -
The Gift of College 529...
The upcoming holiday gifting season is a perfect time to review the incredible 529 College...
Written on December 01, 2024 -
Charitable Giving Done Smartly
Giving to charity is all about money – and if a tax benefit comes along,...
Written on December 01, 2024 -
RMD Time
Required minimum distributions (RMDs) loom for millions of seniors who have reached age 73. These...
Written on November 17, 2024 -
Part D Q&A Response Plus...
My recent columns and newsletter about the changes in Medicare Part D generated so many...
Written on November 12, 2024 -
VA Loans
In an election year it’s all too easy to forget the Veteran’s Day holiday on...
Written on November 11, 2024 -
Part D — How to...
Medicare’s drug coverage has been dramatically changed for 2025. Figuring out what you should do...
Written on October 28, 2024 -
Medicare Open Enrollment 2024
Medicare Open Enrollment in 2024 runs from October 15 through December 7th. This year, more...
Written on October 21, 2024 -
Medicare Open Enrollment — Big...
It’s time for Medicare Open Enrollment, the few weeks between October 15 and December 7...
Written on October 15, 2024 -
Selling Your Home? Know this!
Despite the soaring value of the stock market, residential homes are considered the largest asset...
Written on October 15, 2024
Ask Terry
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“Donor Funds”
Hi Terry, In your most recent article, you discussed advantages of donor funds and RMD’s... -
“72 year old’s asset allocation”
Dear Terry. I’ve been a longtime Vanguard index fund investor. In the last 15 years,.. -
“Medicare supplements”
We are investigating Medicare supplements and are curious if we choose a less expensive Part.. -
“MEDICARE SUPPLEMENTAL INSURANCE”
Hello Terry, Wondering if you are familiar with transition benefits group? The company I work.. -
“Medicare signup”
I am 66 years old and still working full time as a private school teacher... -
“Credit Card”
I want to stop using and cancel a credit card. Is there a right way.. -
“Nursing/asisted living home”
Other than long term insurance is there anyway to shelter your savings from nursing home.. -
“taxable event related to long term stock sale – any way to offset tax impact in 2024?”
I sold stock in August 2024 and have realized long term gains of about $700k.. -
“Youth investors”
My 16 yr old grandson just started a part time job and wants to start.. -
“Pay off mortgage?”
Doesn’t it make sense to use our Social Security payments, that we will just start..
Terry has explained personal finances to employees of organizations large and small, including:
