About Terry
Terry Savage is a nationally recognized expert on personal finance, the economy and the markets. She writes a weekly personal finance column syndicated in major newspapers by Tribune Content Agency.
Click Here to buy it on Amazon
For Social Security Horror Stories
Click Here
Terry's Columns
-
Quicken LifeHub
Quick – think about who would know where everything is if you were in an...
Written on January 21, 2025 -
Roth Conversion Advice
Read this column and watch Terry's Roth Conversion Podcast with Economist Larry Kotlikoff, who created...
Written on January 15, 2025 -
Social Security Fairness Act Passes!
The Social Security Fairness Act was passed in the waning moments of Congress, just before...
Written on January 06, 2025 -
Dealing with Debt in the...
Americans enter the New Year of 2025 with record amounts of credit card debt! And...
Written on December 27, 2024 -
New Year Head Start
Forget resolutions – just do it! Get your financial life in order by following these...
Written on December 27, 2024 -
FAFSA, Again!
Last year families that filed the FAFSA form for Federal Student Aid for college found...
Written on December 20, 2024 -
T-Bills (still) beat most CDs
U.S. Treasury Bill interest rates are still mostly higher than the comparable bank CDs. As...
Written on December 20, 2024 -
Holiday Money Gifts for Kids
Every year I devote a column to meaningful gifts for children of all ages –...
Written on December 17, 2024 -
Understanding IRMAA
Meet IRMAA. This is not a senior’s dating site, but every senior on Medicare should...
Written on December 08, 2024 -
The Gift of College 529...
The upcoming holiday gifting season is a perfect time to review the incredible 529 College...
Written on December 01, 2024
Ask Terry
-
“Illinois Secure Choice Retirement Savings Program”
My company offers this IRA savings plan. Is this good program to get into if.. -
“Medicare & SS eligibility”
Hi, my sister was a teacher and did not qualify for SS or Medicare because.. -
“social security online site”
I can no longer log into my social security online account. I`ve had no trouble.. -
“WEP/GPO”
Terry, I know the WEP/GPO Legislation passed and was signed into law. All we are.. -
“High yield savings account”
Can you recommend a high yield savings account? Can you suggest where I can save.. -
“Social Security reductions of benefits for Municipal Workers”
The new law that was just passed, that eliminates the reduction of Social Security benefits.. -
“ROTH IRA”
We are a 73 year old couple in good health; should we consider a ROTH.. -
“social security benefits”
My wife is 75 years old and is receiving a teacher’s pension. She did not.. -
“Stimulus money”
Are widows getting a stimulus check -
“Pay off credit cards”
My credit cards have limits anywhere from $400 to $600 I’m retired but I work..
Terry has explained personal finances to employees of organizations large and small, including:
