Ask Terry
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Credit/Debt
0% credit card
I am 75 with a discover card balance of about $7700. My credit score is just over or under 700...
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Financial Planning / Retirement
Pretax 403B vs Roth
I’m 72 years old still working full-time and just switched from my 403B to a Roth because I have intention..
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Wild Card
Illinois Estate Planning – HB2601 — $8 Million Exemption? Will it REALLY happen??
Terry, Do you have more information on HB 2601 introduced to the Illinois General Assembly, but not voted on yet...
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Chicken Money
Money market or tbill
What is the best way to invest a large lump sum of money immediately to avoid taxes and gain interest?..
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Investments
Keeping Track of a portfolio
I am 76 years old and mange my own mutual funds that I have with four different companies including Fidelity..
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College Savings / Student Loans
UGMA Account
If I opened a UGMA or Alterative account and plan to initially( one time) fund it and just let it..
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Insurance & Annuities
Where to put money from a Matured Annuity at age 72
Hi Terry, I’m 72 my wife is 70 and we have 200 K in Allianz matured Annuities. We don’t want..
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Social Security
Un-enroll from Medicare
Yes, I was very dumb. Just b4 i turned 65 in Oct I checked out the Medicare website. I marked..
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Housing / Real Estate
Getting a HELOC to protect our home title?
Hello Terry, My wife and I are 73 years old, own our home in Elmhurst, and have no debt. I..
