/ Financial Planning / Retirement

Financial Planning / Retirement Questions

My spouse and 401k withdrawal

My spouse received 19,000 when he turned 59 from his retirement plan and didn’t tell me anything about it until..

Retirement savings

I’m looking towards retirement in next 10 years . I have been listening to your shows and have enjoyed all..

WILLS need help

I LISTENED TO YOU ON THE RADIO ABOUT WILLS….. 1. YOU MENTIONED IRREVOCABLE TRUST 2. CAN YOU RECOMMEND A PERSON..

Spousal SSA Benefits

My wife is a retired principal in Illinois and is turning 65 in March. She was told that her SSA..

401

I recently asked about my freedom 2030 plan but didn’t know how to reply to your question, you asked where..

Portfolio Balancing going into retirement

Terry, Moving into retirement and want to rebalance our portfolio to reduce near term risk. With the run-up in equities..

RMD

I turned 72 on 12/25/22. I withdrew from my 401 K earlier in 2022 a total that would actually be..

At 77 ready to sell home

Terry when I sell my home and buy a condo would it be wise to pay for my condo in..

IRA movement and consolidation

Hi. I’m 71 and my wife is 72. Our IRA cd s came due at our bank in oct. of..

gifting money to children

We are trying to explain why it is a good idea to gift money to children, both parents are soon..

inheritance

Hi Terry, my wife and I recently inherited a fairly large sum of money from my mother estate. (well large..

social security

Survivor benefits: Couple both 80 and retired from workforce he :$2600.00 benefit,hers $1200.00 benefit. If he dies first what does..

CGM Mutual Fund Liquidation & CD’s in 401K?

Hi Terri, Thank you for the response to my question on WGN Radio today about an IRA fund liquidation at..

ira or tbills

My son approached me for money to invest in an IRA through his employer. I am wondering if T bills..

Private health insurance before Medicare

Hello- My spouse will be eligible for Medicare in 2 years and wants to retire at that time. I am..

Bonus Money

Hi Terry, I’m 64 yrs old, recently divorced, with about 80k in my 401k plan. I’ve started a new job..

moving retirement account from past employer

It will be 3 years since I left my old company and I’m ready to move on. My current holdings..

Losing Money in IRAs

I have a small amount of money split between a Roth and Traditional IRAs with American Funds. In the last..

Signature card at a bank

I don’t know if you can answer this, but maybe you can comment. My sister got a trust. She wanted..

INHERITED IRA OR 401K for disabled child

If I leave a 401k or iRA to a trust i have set up for my disabled ( blind )..

money

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