Financial Planning / Retirement Questions
401k transfer
I am changing jobs. My new employer has a 90 waiting period before I can participate in the their 401k...
Required Minimum Distribution (RMD)
I just became 75 years old. I am employed full-time. I was told by my HR department that I didn’t..
Mandatory Minimum Distribution-age 73
How can I avoid paying taxes upon my total withdrawl of funds,RMD, before age 73 other than just donating it..
Traditional IRA Conversion to Roth
Can you tell me what this looks like, potential tax liability, and does this prevent you from making a Roth..
401K — should I cash it out
I am 65 years old, turn 66 at the end of June, planning to retire at the beginning of 2027...
Retirement and 403b and IRA
Hi Terry, I’m a teacher retiring in June. I will be 61 in July… I’m wondering if I should take..
Required Minimum Distribution Tax Deferral.
Altenative way to temporarily avoid taxes on an RMD by age 73? (i.e. open a Roth IRA, Buy US Savings..
401k Options
Hello Terry, I have a 401k in JpMorgan from my last employer, I haven’t contributed any money into this plan..
Real Estate Planning
Is it best to put home in a trust or do a quit claim deed?
Pension Rollover
retired last July but just received my pension via a check in the name of my investment firm. Given the..
Roth IRA
I’m 62 and I am wondering if I should start a Roth IRA. I plan to retire @ 67 –..
durable power of attorney
I’m filling out my durable poa. Should i list my wife as primary and then someone else my secondary(probably my..
Rollover IRA to a Fixed Income Annuity
I’m concerned about my 2 IRAs that I need to access in 5 years. My husband says I should roll..
Doing a Roth Conversion in an up or down market
Is it a better time to do a Roth conversion when the stock market is up or down ? Or..
401K IN THE TSP
HI, 63 YEAR OLD RETIRED FEDERAL WORKER. I HAVE MAJORITY OF MY 401K IN THE L 2030 FUND. LESS AGGRESSIVE..
Required withdrawal from 403b
72 year of age. I have 25k in the state retirement account with corebride. I retired 5 years ago from..
Social Security and pension through PBGC
Hi, I am currently collecting Widows benefits from Social Security. And have recently lost my job. I’m 67 and considering..
Retired. 65. To Convert more to Roth or Not.
HI Terry, I hear two schools of thought when it comes to converting. Leave everything as is and the other,..
Investment of inheritance money
Hi Terry! I’m 65, married, still working, have diverse buckets of retirement money, husband retired with monthly annuity (guaranteed for..
401k — and how to access money
I’m retired and on Social Security, I have no debt. Our house is paid for, and my sug-other pays all..
