Ask Terry
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Credit/Debt
Debt/retirement
I’m 44 currently making about 150,000/year. I have about 30,000 in debt. I was thinking about pulling from my 401k..
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Financial Planning / Retirement
Early retirement
Good morning Terry, first of all I’d like to thank you for the wonderful advice that you give to millions..
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Wild Card
Data Breech -Credit and Identity Monitoring
We have received multiple notices of data breeches . More arrived today. (These from Change Healthcare. For an incident occurring..
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Chicken Money
Ibonds vs. On line savings
RE: Chicken Money Hi Terry, I have several i bonds from 2021, 22 and 23. When I look up the..
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Investments
How should my elderly Aunt invest her savings at Fidelity?
Hi Terry- My Uncle recently passed away and my Aunt has just under $200,000 from his life insurance. What is..
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College Savings / Student Loans
Paying off my child’s student loan
My youngest has 30,000 in student loans in his name. We want to pay those loans off for him as..
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Insurance & Annuities
Annuities
When is it appropriate to buy an annuity?
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Taxes & Economy
Early Pension Withdrawl penalties
I am hoping you can guide me. I had some hardship in 2023 and withdrew the last of me IRA..
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Housing / Real Estate
Depreciation Recapture Tax
We purchased a condo in 2011 and have rented it out since then. Each year, the rent we collected didn’t..
