Ask Terry
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Credit/Debt
Credit card company debt settlement figures
Credit Card Amount owed is $25,000- Discover settlement offer is approximately $17,000 – (65%) -1099 reporting & cancellation of card..
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Financial Planning / Retirement
Estate planning
My partner and I (40 yrs) not married own a home together that is paid off and titled in both..
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Wild Card
Annuity
I currently have an annuity that has a balance of 165,000. It is getting a 5.65% rate. It’s a 3..
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Chicken Money
T Bills and Interest Rates
Given the president’s policy, it’s almost certain that interest rates will be coming down soon. Do you still recommend investing..
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Investments
Annuities
What is your warning about annuities?
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College Savings / Student Loans
UGMA Account
If I opened a UGMA or Alterative account and plan to initially( one time) fund it and just let it..
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Insurance & Annuities
IRMAA — Help!
OMG my ss was reduced by 450 dollars today-in 2023we sold some income property-had to as the tenant was leaving,..
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Social Security
SS Fairness Act
My wife spent time as a police officer in Toledo and Sylvania Township where her income did not provide social..
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Housing / Real Estate
Home Equity
Hello Terry , Looking to tap into our home equity for home improvement and clean up about 15,000 in unsecured..
