Credit/Debt Questions
Credit cards
My wife and I are in our late 70’s, how many credit cards do you recommend that we use?
Tapping my IRA for credit card debt
I am just hitting 59.5 years and now eligible to withdraw from my IRA penalty free. Should I tap my..
Building/Repairing Credit
Hi Terry, I am now in my early 30s and needing to reestablish my credit. I have not owned or..
My parents debt
My father is 78 years old and lives in assisted living. My mother passed this past February and I was..
Closing Credit Cards
Hello Terry, I have enjoyed listening to you for years on WGN radio and continue to do so as often..
Student loans — daughter fraudulently obtained
Hello – I watched your report this morning regarding student loan repayment. My daughter obtained student loans without my knowledge..
National credit phone #
Sorry, I missed it today on wgn, and if I google it I get a bunch of #’s and I..
Credit card d by repayment and credit score
I have about $8500 in credit card debt that is with two collection agencies. They have called me and are..
Credit card debt
I miss three payments on credit cards and I’m at least 26,000 in debt worried about a consolidation loan place
Hospital bills (cancer)
I’ve been fighting cancer since 2018, there’s a number of bills that have accumulated some of them have been written..
Getting out of Credit Card Debt
I attended your Zoom lecture last night and was very glad I did. You clarified many things, and I seem..
death in family
I am 55 and my brother is 50. Our mother passed 2 weeks ago. She is in a better place..
Financial devastation due to cancer
My 54 y.o. friend received a devastating cancer diagnosis in Jan 2024. First round of chemo was not effective, but..
Home Equity Loan
Hi there, I am trying to figure out if I want to take a home equity loan against my mortgage..
Debt consolidation
I have used a debt consolidation company in the past, which helped me out immensely. I can’t remember the name..
Use of 401k funds to pay down debt
Good Morning, Is it ever a good idea to use your 401k funds to pay off debt. It is my..
Credit Repair companies
Hello Terry, While listening to your comments to Frederika Whitfield from CNN on Saturday 4/5/2025, you briefly stated to stay..
Getting another persons name off a credit statement
I recently found another’s person name on letter from Target. My son’s name was the primary person on my card...
Where to check credit report for errors
My daughter found errors (wrong addresses and phone numbers) when she was applying for a mortgage with her husband. How..
Credit Score
Our daughter is a college graduate, gainfully employed as an educator, lives at home, has investments and Roth IRA’s and..