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Credit/Debt Questions

credit freeze

Hi Terry, I have my wifes’ and my credit reporting agency accounts frozen and have had for years. We don’t..

Credit Card Debts

Hello Terry. Thank you for taking the time to read and answer my question. I have $19,000 worth of credit..

Credit card for newbie

I am a married 57 year old. My husband and I have a shared credit card- he is primary. I..

Annual credit report — necessary if frozen?

If I had a freeze on my credit for years , is it necessary to apply for a credit report..

credit score — refinancing car

My husband and I are both retired. My husband’s credit scores are 780, 775 and 797. Mine are 801, 816..

closing charge cards

Is it better to just stop using a charge card or to cancel it completely? Does having too many store..

money

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