/ Terry’s Columns

Terry Savage’s Archives

Below you will find the columns terry has written by date.

PAGE 1 of 25

Bright Start is “Golden”

November 07, 2018

Morningstar has assigned its top Gold rating to the Illinois Bright Start 529 College Savings plan, for the second year in a row. Only four 529 plans were given the gold designation, out of 62 plans rated by the Morningstar analysts. It is truly a high honor – and represents a dramatic change in fortune..

TIPS Tackle Inflation

We shouldn’t be surprised when inflation returns to impact our lives — both in our spending decisions and in our investment decisions. After all, the conditions are ripe. First the Federal Reserve created an unprecedented surge in liquidity to stave off financial collapse in 2008-2009. That money sat quietly until a massive corporate tax cut..

Time to Take Stock

October 30, 2018

If your retirement funds are invested in the stock market, you simply can’t afford to ignore the signals the market is sending. Any decisions about selling, or buying the dips, must depend on your own risk tolerance, time horizon and overall financial situation. But the time to consider those things is now — at what..

Open Enrollment for Medicare & Part D

October 23, 2018

Medicare now has about 60 million enrollees, split roughly two-thirds in traditional Medicare Parts A and B (plus Part D and supplements) and one-third enrolled in the more comprehensive Medicare Advantage plans. Every Medicare participant should be reviewing his or her options right now during Medicare open enrollment period, which began October 15 and runs..

Small Biz Health Insurance Deal Won’t Last Long

October 17, 2018

Do you own – or work for -- a small business that doesn’t provide health insurance? Fewer than half of all small businesses – with from two to fifty employees – offer a health plan. But in the next few weeks there’s a unique opportunity to get the best group insurance available – at no..

Market Meltdown

October 12, 2018

One trillion dollars went to Money Heaven on Wednesday. That's the dollar value of the 966 point decline in the Wilshire 5000 total market index. There was no place to hide -- especially in tech. The popular Dow Jones Industrial Average shed 836 points to close at 25, 598 -- and the Nasdaq lost nearly..



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