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Terry Savage’s Archives

Below you will find the columns terry has written by date.

PAGE 1 of 35

Below you will find the columns terry has written by date.

And now, The Bills!

January 13, 2020

Consumer spending soared this holiday season – reflecting high consumer confidence and record employment numbers. The MasterCard holiday spending figures show an increase of 3.4 percent, amidst an 189 percent increase in online shopping. With the stock market near record highs, worries about China trade diminishing, shoppers expressed their optimism by purchasing gifts for others,..

Slept Through It?

January 08, 2020

The financial world is moving so quickly these days that you might have slept through the latest market shock. Remember the story of the little boy who cried wolf? After a while, no one believed him. They stopped responding to his cries. And then the real wolf came and devoured him. Now, change the wolf..

Secure Act Changes IRA Rules

December 30, 2019

In its year-end rush to pass a bill that funds the government, Congress included a significant revision of the rules that apply to company 401(k) plans and individual retirement accounts. Some of the provisions of the SECURE Act will make it easier for employers to offer retirement plans at work, as well as increase contribution..

Bored Today? Do this!

December 26, 2019

This year, the mid-week holidays create a nice opportunity to take some time off and focus on your finances. Instead of wasting that time watching Netflix, here are a few ideas to jumpstart your finances in the New Year. —Figure out what’s inside your 401(k). It’s easy to check your account balance online, and this..

New W-4 — What For?

December 18, 2019

The federal government wants to make sure you pay your taxes in full and on time. So it has designed a new W-4 form to “help” you (and your employer) through the process. It should not come as a surprise that the new form is complicated and invasive, and it even requires an online app..

Give Yourself a Present This Holiday Season

December 11, 2019

If you’ve made your list and checked it twice, and done at least some of your shopping either online or in store, it’s time to take a calm moment and consider what present would be appropriate for you to give yourself this holiday season. Here are some suggestions: —The gift of a goal The best..



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