Terry Savage’s Archives
Below you will find the columns terry has written by date.
Employers Help Pay Student Loans
The best new benefit that companies are offering employees is help in paying down their student loans. It’s a growing trend among employers seeking to attract and keep talented young workers. Many firms will pay $100 a month, or more, directly to the student loan servicing company if the employee is also making regular payments...
Online Money Management Tools
The first step toward reaching your financial goals is knowing where you stand now — and at all times. And there’s nothing like personal finance software and apps to give you that kind of power over your money. The best-selling money management program on the market is Quicken (www.Quicken.com). The company has moved to an..
Taxes: To Itemize or Not?
Have you noticed that one part of the federal government that isn’t shutting down is the Internal Revenue Service? While employees are being forced back to work without pay to process refunds, they are also there to collect your taxes. It reminds me of the old saying about the only certainties in this world..
Learn to Trade
There’s a vast difference between traders and investors, although both have the same goal: to make money in the markets. An investor typically has a longer-term perspective when she or he makes basic judgments about the growth opportunities. By definition, a trader takes a much shorter-term view of investment opportunities, sometimes getting in and out..
Gold, Again?
Is this the time to hedge your financial bets and buy gold? It’s always important to have some price perspective. As of this writing, gold is trading at $1,291 per ounce, far below its all-time high of $2,000 per ounce made in the late summer of 2011. In the past year, the price of gold..
Starting Over in the New Year
Don’t look back! If the calendar can start over, so can you. In every aspect of life — but particularly our financial lives — if we keep looking backward we will find ourselves headed in the wrong direction. What will you do differently in the year ahead when it comes to money management? Here are..
