Terry Savage’s Archives
Below you will find the columns terry has written by date.
Below you will find the columns terry has written by date.
Money Gifts for Children
My annual holiday money gift column for children and young adults arrives just at the start of the holiday shopping season. In a time when many are hesitant to shop in stores, all of these ideas can be accessed online. And unlike presents that will be quickly outgrown or broken, these gifts are meant to..
Small Business Health Insurance Deal
This is the third in a series of columns designed to help with this season of healthcare decisions. The first was for seniors making Medicare Open Enrollment decisions about prescription drug and all-in-one advantage plans. The next could explained how more individuals could purchase Affordable Care Act (Obamacare) at Healthcare.gov, with new higher subsidies and..
I-bonds Yield 7.12% — Chicken Money Alert!
All of you patient "chicken money" holders have something to cheer about -- if you understand the rules and restrictions. The headline is that for the next six months, Series I savings bonds will carry an interest rate of 7.12%. Now, before you jump into this deal, please read the details below! Series I U.S...
Buy Now, Pay Later: A Warning!
Remember when you promised to pay down your credit card debt? Millions have forgotten that promise as consumer spending soars in a post-Covid rebound. And now, just as the original Covid-19 mutated, there is a new mutation in consumer debt that is spreading widely and could be even more toxic than the original credit card..
More Affordable Healthcare
Here is the LINK to find your subsidy at Healthcare.gov -- without going through the application process. The American Rescue Plan passed last February created a huge revision to the Affordable Care Act (Obamacare) that has made the best health insurance more affordable to more Americans – regardless of income. Even applicants with higher incomes..
Phishing for your Money!
It’s happened to all of us. We receive a text or email from a financial institution that we do business with asking us to click on a link. It all appears so realistic -- a logo you recognize, a request to take immediate action. And that’s how easily you can be scammed in what’s known..
