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Terry Savage’s Archives

Below you will find the columns terry has written by date.

PAGE 1 of 43

Below you will find the columns terry has written by date.

Identity Theft Update: IDES, SBA Loans, Bank Accounts in play

August 07, 2020

The Identity Theft crisis that first impacted IDES -- the Illinois Unemployment system -- is now becoming more widespread! It is imperative that you lock down your credit report now -- at all three bureaus! (Contact information below). BUT WHEN YOU FREEZE YOUR CREDIT REPORT, BE SURE TO GET A COPY OF YOUR CREDIT REPORT..

Why Gold

July 30, 2020

All that glitters is gold these days. Gold has broken through to new all-time highs, nearly $2,000 an ounce. Why gold now? It’s very simple. The Fed is creating (“printing”) an enormous amount of dollars – with more on the way to finance the next $1-plus trillion stimulus bill. The “smart money” is losing faith..

IDES and Identity Theft

July 17, 2020

Did you receive an unexpected debit card loaded with unemployment benefits from IDES? You’re not alone! Suddenly, cards are being sent to retired people, working people, and many who never applied for unemployment. At the same time, many people received notice of a separate bank checking account and a debit card -- accounts they never..

Didn’t Get Stimulus Payment? Do this!

July 16, 2020

The Link below leads you to IRS form 3911. It says for Tax Refunds, but it is also to track missing stimulus payments (EIP). Please follow the instructions below if you are sure you qualified for a stimulus check but have not received it yet. First, make sure someone else did not declare you as..

Making Sense of Stocks

July 15, 2020

The stock market has proved in recent days that it can exceed its all-time highs, depending on which indexes and stocks you are watching. Given market volatility, as you read this it could be lower, or even higher. But one thing is sure: in no way is the economy in better shape than it was..

Student Loan Rates Drop — but what’s the REAL Cost?

July 08, 2020

College plans remain suspended for many thousands who are wondering just what the next academic year will look like. Schools are in the process of deciding if and how they can reopen campuses safely. And students are deciding whether to take the risk of attending — even after negotiating some significant tuition breaks. And into..

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