Terry Savage’s Archives
Below you will find the columns terry has written by date.
Below you will find the columns terry has written by date.
Buy Now, Pay Later: A Warning!
Remember when you promised to pay down your credit card debt? Millions have forgotten that promise as consumer spending soars in a post-Covid rebound. And now, just as the original Covid-19 mutated, there is a new mutation in consumer debt that is spreading widely and could be even more toxic than the original credit card..
More Affordable Healthcare
Here is the LINK to find your subsidy at Healthcare.gov -- without going through the application process. The American Rescue Plan passed last February created a huge revision to the Affordable Care Act (Obamacare) that has made the best health insurance more affordable to more Americans – regardless of income. Even applicants with higher incomes..
Phishing for your Money!
It’s happened to all of us. We receive a text or email from a financial institution that we do business with asking us to click on a link. It all appears so realistic -- a logo you recognize, a request to take immediate action. And that’s how easily you can be scammed in what’s known..
Medicare Open Enrollment
Every year. seniors on Medicare are faced with the task of examining their Medicare coverage and making important decisions. Those who think that Medicare is a one-time enrollment, which then covers everything, are truly mistaken. In fact, Medicare decisions are complex, frequent, and far reaching. For starters, you need to know that Medicare is divided..
Average is OK in Stocks
Few people want to be average. It may be a distinctly American character trait that we want to be outstanding, special, “above average.” Garrison Keillor made a fortune on this hypothesis, writing about the fictional Lake Wobegon, “where all the women are strong, all the men are good-looking, and all the children are above average.”..
FAFSA, Again!
Parents of high school and college students once again face the difficult task of filling out the FAFSA – the Free Application for Federal Student Aid. The process starts on October 1st, and since the “early bird” gets first crack at some scholarship aid and state-specific financial assistance, there’s every incentive to get going right..
