Terry Savage’s Archives
Below you will find the columns terry has written by date.
Below you will find the columns terry has written by date.
Stop Shopping Now!
Stop your last-minute holiday gift shopping! The euphoria over the arrival of the Covid 19 vaccine has encouraged a surge of optimism that’s resulting in a huge bulge in credit card debt-=- even among people whose income has been impacted by the pandemic. That’s the conclusion of a new report posted at LendEdu.com—a website devoted..
Unemployment ID Theft & 1099s
We are just seeing the tip of the identity theft iceberg. People who received unsolicited debit cards from state unemployment bureaus are warned that their identities have been stolen. But what about the millions of Americans who don't know their identities have been used to collect unemployment benefits? They will be in for a rude..
Kids Holiday Money Gifts
It's tougher than ever to find appropriate holiday gifts for children or grandchildren this year. But the coronavirus pandemic could create even more incentive to give money smart gifts that will last a lot longer than clothes or toys. --The gift of a college education. Given the precarious financial position of many states, I'd be..
Student Loans Now Hot Topic
Whether you’re a current college student or dealing with student loans you took out years ago, the Covid pandemic has created a special kind of angst. Here’s a look at how current students are being impacted – and some updates on what’s being proposed by a new administration to help you deal with your existing..
Weathering Money Winter
The stock market is looking ahead to the time when COVID-19 will be wiped out by a vaccine. But until then, you and your money must survive a long winter. Hopefully, those most in need will have some help soon from a new stimulus bill. But COVID remains a problem that impacts us personally as..
Preparing for your own Mortality
In a time when we wear masks in public, hesitate to embrace and change plans to celebrate the holidays with family, it makes sense to consider our mortality in financial as well as spiritual terms. As the COVID-19 pandemic resurges, we are again faced with the horrible possibility of distanced goodbyes and things left undone...