Terry Savage’s Archives
Below you will find the columns terry has written by date.
Below you will find the columns terry has written by date.
Dealing with the Debt Epidemic
Too many Americans are living on the edge, burdened with debt that grows like a cancer and made vulnerable by a lack of savings to deal with emergencies. And this sad situation coincides with the longest period of economic recovery — starting in June 2009 — in postwar history. Unemployment is near record lows and..
Dealing with Student Loan Debt
The $1.5 trillion dollar student loan burden weighs heavily on graduates, their parents and the economy. Here are some resources to help you deal with this debt starting immediately after graduation and before you go into default. Remember, there is no way to escape student loan debt! The place to start your search for information..
Employers Help Pay Student Loans
The best new benefit that companies are offering employees is help in paying down their student loans. It’s a growing trend among employers seeking to attract and keep talented young workers. Many firms will pay $100 a month, or more, directly to the student loan servicing company if the employee is also making regular payments...
Online Money Management Tools
The first step toward reaching your financial goals is knowing where you stand now — and at all times. And there’s nothing like personal finance software and apps to give you that kind of power over your money. The best-selling money management program on the market is Quicken (www.Quicken.com). The company has moved to an..
Taxes: To Itemize or Not?
Have you noticed that one part of the federal government that isn’t shutting down is the Internal Revenue Service? While employees are being forced back to work without pay to process refunds, they are also there to collect your taxes. It reminds me of the old saying about the only certainties in this world..
Learn to Trade
There’s a vast difference between traders and investors, although both have the same goal: to make money in the markets. An investor typically has a longer-term perspective when she or he makes basic judgments about the growth opportunities. By definition, a trader takes a much shorter-term view of investment opportunities, sometimes getting in and out..
