Terry Savage’s Archives
Below you will find the columns terry has written by date.
Below you will find the columns terry has written by date.
Pet Insurance
One bright result from the Covid 19 shelter-in-place orders this past spring was that animal shelters were emptied by rescuers seeking companionship. Hopefully, it all worked out well for the pets and their new owners. But since this is a personal finance column, it’s also important to note the financial responsibility that comes with pet..
Employers Pay Student Loans
Help with repayment of student loans is one of the most enticing benefits a company can offer to today’s young workers. And now there’s a new opportunity for employers to act before year-end to use a portion of the CARES Act that makes tuition repayment benefits even more attractive. Traditional employee benefits like healthcare and..
Markets, the Economy, and Your Decisions
In mid-March, with the markets falling sharply and the Dow Jones Industrial Average hitting a low of 18,213, most investors would have been amazed to think they would recoup their losses and “break even” in their lifetime! Well, here we are less than 6 months later, with the markets making new all-time highs. The rebound..
Mortgage Moment
For most Americans, the family home is your largest asset, competing with your IRA or 40l(k) as the base for your financial security And unlike an investment account, your home provides shelter as well as appreciation over the long run. Now it’s time to re-evaluate your home from a financial point of view. One of..
Stock Slices– Starting Small
You can buy pizza by the slice, so why not stocks? It’s a concept that is catching on in the investment world --- as a new generation turns its expertise in electronic games into an effort to make money in the stock market. It’s better than wasting real dollars buying items in Roblox. Fifty years..
Why Gold
All that glitters is gold these days. Gold has broken through to new all-time highs, nearly $2,000 an ounce. Why gold now? It’s very simple. The Fed is creating (“printing”) an enormous amount of dollars – with more on the way to finance the next $1-plus trillion stimulus bill. The “smart money” is losing faith..
