Terry Savage’s Archives
Below you will find the columns terry has written by date.
Below you will find the columns terry has written by date.
Consider Disability Insurance
Income tax time brings you face to face with the amount of money you earn — and have left to live on, after taxes. But what if you were disabled and couldn’t work? It’s something no one wants to think about: being alive but incapacitated. But consider the odds. The Disability Insurance Resource Center says..
Taxing Your Retirement
As tax time draws near, Americans are taking a second look at the impact of the new tax laws. For many people, the day of reckoning is proving an expensive one. The tax cut put more money in their paychecks, but the amount withheld for taxes was also reduced. Now, as tax returns are being..
Socially Responsible Investing
If you want your investment dollars to not only make money but to make the world a better place as well, there are now some new and easy ways to make that happen. More than one out of every four dollars under professional management in the United States — $8 trillion or more, and an..
Stock Market Predictions
The tenth anniversary year of this bull market got off to a great start in 2019. After posting the largest one-day point decline in history on Christmas Eve, January proved the Grinch did not steal the stock market. At the end of the first two months this year, the S&P 500 stock index gained 17.5..
529 Plan Costs Compare
Are you paying too much for your 529 college savings plan? If you’ve bought through a broker or adviser, the answer is almost certainly yes. Every state has a “direct-sold” plan that you can access through a website, without paying any commissions, so it has always mystified me why some parents and grandparents pay extra..
Home Ownership — The Comeback of a Dream
Home buying has been out of favor since the mortgage crisis of 2008-2009. That’s when everyone learned the dangers of being overextended with mortgage debt — and with credit card debt used to furnish a house and maintain a lifestyle. By 2016, the U.S. homeownership rate had sunk to 62.9 percent — a level not..
