If you’ve made your list and checked it twice, and done at least some of your shopping either online or in store, it’s time to take a calm moment and consider what present would be appropriate for you to give yourself this holiday season. Here are some suggestions: —The gift of a goal The best..
No matter how much you shop on Black Friday or Small Business Saturday or Cyber Monday, be sure to save some of your money for Giving Tuesday — December 3 this year. Giving will soothe your conscience and help needy people and good causes — even if you no longer itemize your charitable giving on..
It’s time for my annual suggestions for holiday gifts for your children and grandchildren. You might prefer to give them the latest toys or fashions, but where will those presents be a year from now? If instead, you make at least part of your gift a teaching opportunity about money, your gift will last a..
The headlines about college admissions and the parents who cheated have caused concern among college admissions counselors — including those who work for high schools and those who work as private consultants. Private college counseling a surprisingly large and diverse profession. The National Association for College Admission Counseling (NACAC), founded in 1937, has more than..
For the more than 53 million Americans age 65 and older who are covered by Medicare, there are some important decisions to be made right now. Medicare’s open enrollment period is underway and runs through December 7. And even if you are completely satisfied with your current Medicare coverage, there are a two things to..
Now is the time to select your health insurance for 2020. It’s open enrollment season, and no matter what your income or job situation, you must make some important – and expensive – choices about your insurance for the year ahead. There are basically six ways most Americans can get health insurance coverage. Health insurance..