Terry Savage’s Archives
Below you will find the columns terry has written by date.
Below you will find the columns terry has written by date.
Open Enrollment Medicare
Millions of seniors on Medicare have some important decisions to make during the Medicare Open Enrollment period that started on October 15th and continues through December 7th. Lately, that process is complicated by enticing television and radio ads for Medicare Advantage programs that offer everything from dental and visions benefits to rides to doctor appointments..
Congress Works For US! Contact them — Both parties
Ultimately, as James Carville so clearly said nearly three decades ago, it’s all about the economy. And while the politicians don’t seem to care much about the economy, despite the upcoming election, it has become a total preoccupation with the 12 million people who are still out of work – and their families. That number..
No One Wants Your Stuff!
No one wants your stuff! That’s the inescapable conclusion that aging baby boomers are facing as they plan to downsize by selling the family home. Suddenly the treasures of a lifetime have become an emotional and financial burden. Boomers still have their grandparents’ china, silver, art, and furnishings. But their Gen X,Y, and Z children..
FAFSA Again!
While college students and their parents are still trying to get through this horrendous year, it’s time to look forward to next year. That means re-applying for financial aid for 2020-2021. And for parents of high school students this marks the start of a journey through FAFSA that must be replayed every year. FAFSA stands..
Identity Theft — What To Do!
It makes sense to assume your identity has -- or will be -- stolen! Ever since the Equifax breach two years ago, the "dark web" has the names, birth dates, addresses, and Social Security numbers of millions of Americans! Now, that information is being used to scam states out of unemployment benefits. And you may..
Pet Insurance
One bright result from the Covid 19 shelter-in-place orders this past spring was that animal shelters were emptied by rescuers seeking companionship. Hopefully, it all worked out well for the pets and their new owners. But since this is a personal finance column, it’s also important to note the financial responsibility that comes with pet..
