Uncategorized Questions
Know What You Own
In the midst of all the advice about not panicking over stock market volatility, likes a hidden vulnerability: Most people...
Social Security: True or False?
Update: April 28, 2025 The Social Security Administration is backing off a plan it announced in March to withhold 100%...
The Fine Line Between Fear and Faith in the Economy
There’s a fine line between fear and optimism, between financial fact and emotion. The whipsaw headlines these days make it...
What are the Odds?
What are the odds? It’s a question you should ask yourself when making any financial decision – from investing in...
Fasten Your Seatbelt — Updates
Update on Thursday, April 10 The shock of the original tariff announcement was equaled and exceeded by the stunning and...
The Stock Market — What to Do Now?
I have been asked by many over the past few days: “What do I do now?” I find that question...
Quote of the Day — March 21, 2025
"As we know from experience, every small bear market started out as a correction – and every big bear market...
Ode to Gold
Gold has now closed at over $3,000. It’s a shame the “original gold bug”, James Dines, is not alive to...
More Social Security Horror!
There’s good news and bad news for Social Security recipients. And since the bad news is actually horrible, I’ll start...
Recession?
It’s been a significantly long time since the United States last went through a recession – longer than the average...
Tax Return Security
The most frightening place for identity theft to occur is around your tax return. You typically find out when someone...
Chicken Money Update
The stock market seems to be taking uncertainty in stride. Neither economic concerns over the impact of tariffs, nor the...
Tax Time, Again
It’s income tax time again – and this year it’s time to make a big change in how you file...
Tariffs 101
Note: This was written on Friday as an explainer, before tariffs were announced on Saturday, and before Canada and China...
I-Bond Update — and Advice
The new rate for Series I bonds purchased after Nov 1, 2024 is 3.11%. That includes a new higher base...
Housing Affordability
Housing affordability is going to be a huge topic in both personal finance and politics in the year ahead. It’s...
Quicken LifeHub
Quick – think about who would know where everything is if you were in an accident or had a stroke...
Roth Conversion Advice
Read this column and watch Terry's Roth Conversion Podcast with Economist Larry Kotlikoff, who created the MaxifiPlanner.com software that includes...
Social Security Fairness Act Passes!
The Social Security Fairness Act was passed in the waning moments of Congress, just before the budget bill was approved....
Dealing with Debt in the New Year
Americans enter the New Year of 2025 with record amounts of credit card debt! And with an average credit card...
