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Help for Credit Card Debt

Credit card debt is soaring, interest rates on balances has moved into the 30% range on many cards, and delinquencies...

Alone and Older

This column was prompted by a call to a radio program from a man who explained that he is fairly...

History Says Americans Overloaded in Stocks

Famed market commentator Dennis Gartman no longer writes a daily letter. But when he sends out a special bulletin, I...

REAL Financial Planning

Caution: Read this column only if the idea of “running out of money” in your lifetime (with the exception of...

The Fed, Money & Markets

The Fed has spoken. Chairman Jay Powell clearly declared victory over inflation at his annual Jackson Hole, Wyoming press conference....

Mind the Insurance Gap

Nothing could be more devastating to your personal finances than an uninsured illness or accident. Yet each year, many Americans...

Finding Trusted Financial Advice

Whether your retiring and rolling over your 40l(k) or just starting to build your financial future, it pays to get...

What’s in YOUR 40lk?

What’s inside your retirement plan?   That’s a question every boomer should be asking these days, according to Ron Surz,  of...

Fed & Election Year Politics

Here's a short special column intended to deal with the question of whether the Fed has any particular political inclination...

Living Longer

How long do you think you’ll live?  That’s not an idle question, since so much of your financial planning depends...

Scholarship Time

Announcing free money!  Did that get your attention?  If you have a high school child or grandchild, don’t let them...

No Place to Hide

The world is awash in geo-political confusion.  In England, a new Labor government was just elected by a landslide, after...

Statute of Limitations on Clawbacks

Most people would agree that for horrendous crimes there should be no statute of limitations for prosecution.   For example, the...

Dangerous Stock Market Complacency?

The stock market keeps reaching new highs on the major indices – The Dow Jones Industrial Average, The S&P 500,...

What Recession?

More than half of Americans – 56% to be exact – believe the United States is in a recession, according...

Stealing Your Secrets

Identity thieves have a new way of gaining access to your finances.  Even if you’ve frozen your credit report, they...

Homeowner’s Insurance — Or Not?

If you own your own home, it’s no surprise that your homeowner’s insurance premium has soared. Opening that bill, you...

Long Term Care Insurance — A Creative Way to Pay

The most unexpected and costly expense of retirement is the need to pay for long term custodial care – a...

News on Student Loans and Credit Card Rules

Consumers just got some good news about a student loan forgiveness extension and about protections on credit card late payment...

Changing Work World

The unemployment numbers are encouraging.   The unemployment rate has remained below 4% for 27 months, the longest streak since the...

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