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Stealing Your Secrets

Identity thieves have a new way of gaining access to your finances.  Even if you’ve frozen your credit report, they...

Homeowner’s Insurance — Or Not?

If you own your own home, it’s no surprise that your homeowner’s insurance premium has soared. Opening that bill, you...

Long Term Care Insurance — A Creative Way to Pay

The most unexpected and costly expense of retirement is the need to pay for long term custodial care – a...

News on Student Loans and Credit Card Rules

Consumers just got some good news about a student loan forgiveness extension and about protections on credit card late payment...

Changing Work World

The unemployment numbers are encouraging.   The unemployment rate has remained below 4% for 27 months, the longest streak since the...

Rollover Advice Rule

Have you noticed how much your 40l(k) plan has grown over the years?  There’s now nearly $11 trillion in these...

I-Bond Update — and Advice

The new rate for Series I bonds purchased after May 1, 2024 is 4.28%. That includes a new higher base...

Where’s My Refund?

What do you do if your IRS tax refund still hasn’t arrived? Now that the IRS has received most 2023...

Warning on Credit Repair and Chasing Rewards

In my recent column about credit card warnings, I explained the dangers of zero-interest cards, particularly those offered by retail...

Credit Card Warnings — and Trusted Help

Some of my best column ideas come from you, my readers. The example below was posted on my AskTerry blog...

Reverse Mortgages Explained

For seniors who own their own home (fully paid off or with a small remaining mortgage), but need more income,...

Social Security Commissioner Steps Up!

New Social Security Commissioner Martin O’Malley has just taken a major step to offer immediate relief to those facing clawbacks....

Dangers of Debt

Let’s stop ignoring $1.3 trillion in credit card debt owed by millions of Americans. Perhaps by you. Even if you...

A Victory on Social Security Horror Stories

We made a difference! At last some good news for victims of Social Security clawbacks. These Social Security Horror Stories...

T-Bills beat CDs

U.S. Treasury Bill interest rates are still mostly higher than the comparable bank CDs. As of  April 29, 2024, the...

Tax Filing Ironies

Your income tax return must be filed any minute not – unless you’re one of those 91 million people who...

A Widow’s Guide

On average, women live longer than men. It’s an actuarial fact known by every insurance company and financial planner. At...

FAFSA and Medicare Timely Updates

Todays column focuses on two time-critical updates on recent columns. The first is for younger families who are seeking financial...

Forget Flowers – Get Money Powers

Financial power is a far more valuable commodity than all the hearts and flowers sent on Valentine’s Day. Proof comes...

How Long Will You Live?

Here’s a personal question: How long do you think you’ll live? Most people will roll their eyes, believing that only...

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