Ask Terry Questions investing new money in the stock market

investing new money in the stock market

By Terry Savage on February 27, 2017 | Investments

I have some money that I want to invest in a total stock market fund, should I wait to see if the market goes down before investing or dollar cost average in

Terry Says

Aha!  That is the trillion dollar question.  If we knew exactly when the market would drop, or reach a top, we could all be very successful investors!  So it depends a lot on your own risk tolerance.  If you dollar-cost-average into the market, putting a regular amount in on a regular schedule, you will never buy at the top!  Then again, you may kick yourself for not putting more money in at a lower level!

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