i bonds t bonds t bills

Terry Says

You probably want to read this article: https://www.terrysavage.com/t-bills-beat-cds/
Then stagger your purchases of 6 month Treasury bills, purchasing $25,000 worth every three weeks. Set them up to automatically renew at the current rate when they mature. You can always change your mind and tell them NOT to renew and to put the money back in your checking account.
And leave some money – perhaps $25,000 — in your money market for unexpected expenses.