Ask Terry Questions Putting my T-bill money into my total stock market fund

Putting my T-bill money into my total stock market fund

By Terry Savage on June 25, 2025 | Investments

Hi Terry,
I have some T-bills coming up for renewal in August, and I’m thinking about taking all or some of the money and placing it in my Schwab Total Market Fund. This is money I could afford to lose. Do you think this is a wise idea? Thanks.

Terry Says

It’s up to you to sort out your own risk tolerance! That depends on your age, your total assets, your need for peace of mind at any age, so you can ride out stock market volatility.
I can’t make that decision for you.

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