Social security
When you turn 65 do you have to enroll or file for social security?
Terry Says
You should wait until your FULL RETIREMENT AGE — which is closer to age 67! That way your benefits won’t be reduced. Read this: https://www.terrysavage.com/when-to-take-social-security/
And check out this page from SS: https://www.ssa.gov/benefits/retirement/planner/agereduction.html