Ask Terry Questions Traditional IRA Savings Account

Traditional IRA Savings Account

By Terry Savage on January 11, 2026 | Chicken Money

Hi Terry, I rolled over a traditional IRA into an IRA Savings account with my online bank. Currently earning 3.25%. I’m 69. Do you recommend I leave as-is or move into a MM account such as a Govt Cash Reserves Fund?
Thank you.

Terry Says

That’s a pretty good rate, so I wouldn’t worry about moving it now.

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