Ask Terry Questions Money Market Funds

Money Market Funds

By Terry Savage on March 02, 2026 | Chicken Money

Hi Terry,
I was recently reading that money market funds, such as SWVXX, could actually lose money in certain market conditions. Is SGOV a safer place to park my chicken money?

Terry Says

If you’re looking for perfect safety, and willing to accept a slightly lower yield, I always prefer MM funds that only buy U.S. government short-term securities.

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