Social Security Sign up
We listened to your advice and I am waiting till 70 to start social security. I turn 70 in early March 2027. When my husband took social security a few years ago we set up everything online. With all the changes to the department is that still the case? I have a log in already.
Another question is how early should I apply? We travel the months of January and February so I would like to take care of it before we leave if you recommend that early of application.
Thanks for your advice. We’ve already created an estate plan with a trust and powers of financial and medical on your advice a few years ago.
Terry Says
You should start the process several months early — but do not fall for their “offer” of 6 months of “back” SS payments if you start immediately. That’s some new program inside SS, and it reduces your benefits by 8% for the rest of your life. So be sure to indicate you want to start benefits AFTER you reach age 70.
See this link to the SS website for instructions on applying:
https://www.ssa.gov/retirement/timing-first-payment
