pension
iam 62 year old i recoeve social security Disability I would like to know if I draw my now with my Social Security check be reduced they’ve been taking so screwed out while I was working so now I am not working. Should I wait or can I just draw my pension now?
Terry Says
You should keep taking your disability now, and at 67 it will automatically convert to your full Social Security benefit. I’m assuming this is what you mean by “pension”. Or do you have another pension check coming from prior work.
If you have an additional pension, please do not take it until you reach full retirement age. There is an income test for SSDI —
In 2026, the SSDI income test—called Substantial Gainful Activity (SGA)—limits countable earnings to $1,690/month for non‑blind individuals. So you don’t want to go over that limit.