T bills
What’s the difference between investing in t bills directly from the government website vs t bill ETF investment? Is one better? We are already retired 80+
Terry Says
An ETF can have a value slightly lower (or higher) than the assets inside it. And when you sell, you might have a profit (capital gain) or loss, depending on how the ETF performs.
If you’re just trying to get the safest, most liquid asset in the world by purchasing T-bills, please read this: https://www.terrysavage.com/how-to-buy-treasury-bills/
Of course, you’re tied up for3 or 6 months when you buy T-bills. But you can buy a “government only short term money fund” at Fidelity, Vanguard or Schwab and have daily access to your money.
