150k investment

I work in the mornings, but when I get a chance to watch you on channel 9 in the morning I do. YOu are very smart, and I respect your opinion. I should be getting about $150,000 soon. What is the best cd to buy. A regular bank, or one of the internet banks. Also is there a particular cd that is best. I am thinking cd is easiest, and best situation. Hope to be able to hear from you. Thank you.