Several years ago I was laid off from an employer where I had a 401K plan through Nesteggs with employer contributions. I wanted to transfer that money into another plan I had with Vanguard in order to consolidate. I decided to just go ahead and retire about six months later. I was told by Human Resources to wait with the transfer as my employer was scheduled to make a contribution in my name shortly. That didn’t happen six months later so I made the transer as I know from experience that sometimes he made the contribution and sometimes did not depending on his financial situation. A year later the contribution was made and once again I transferred the money over to Vanguard. Thought I was done but now two years later I find out that another contribution of around $56.00 was made this past quarter thanks to something called a 401K Safe Harbor provision. I asked to have that money as well and was told that the fee for processing this is $150.00 and since that is more than the money I have it will be impossible to receive any of it. I have asked them what my other options are and have not yet heard back. Does this sound correct to you? Does this make sense? I am certainly open to any and all suggestions as this is now “lost” money.