Gosh, I’ve never been good at calling market direction. I know that over the long run — at least a 20 year period — you’ve always come out ahead investing in a diversified stock market portfolio like the S&P 500 stock index (fund) with dividends reinvested. That’s true for every 20-year period since 1926.
But that doesn’t do you any good if you have a heart attack watching the market crash sometime WITHIN that 20 year period!
So I suggest “selling down to the sleeping point” — which depends on your age, your financial situation, and your self-discipline. Maybe 50/50 — stocks and money market fund?? Thaqt way you’ll always be glad you did what you did — in hindsight!