The answer to that question requires knowing a lot more about your personal situation — your other assets, your health, your expenses, etc. Just based on statistics, you don’t want to drain your entire account in 10 years– because you’re likely to live much longer. This is where you need to meet with a FIDUCIARY financial planner — one who is not selling you anything, fully discloses all fees, and promises to put your interests first. Seek one out at www.Wealthramp.com. And then please write back and let me know about your experience.