I already have a retirement plan in place and have approximately $12,000 cash in a bank savings account which seems like a wasteful place to have it. I’d like to invest that money to save for short term goals like travel and potential down payment on a house. After a lot of research, it looks like the Vanguard 500 Index Fund might be a good choice, but I really don’t know. Maybe a Vanguard Balanced Index Fund would be better? I don’t want to actively manage/buy/sell in the account. I’m willing to take an above average amount of risk. Thank you so much!