Whew, this building isn’t very well managed, that’s for sure. I hate to see4 you give up that low rate mortgage– but I don’t understand how you could still owe so much and have only 4 years left to pay on it. Is there a balloon at the end?
This is so complicated, I think I am going to send you to my mortgage expert and friend Leslie Struthers at GuaranteedRate.com. Her email is Leslie@rate.com. Copy all your info and your question into an email to her, and feel free to use my name. If anyone can figure this out based on the specifics,she can. You can trust her advice.