My wife and I are 68 years old and in good health. 🤞We having saving that we will not need to tap into any time soon if at all. Would you invest in 1 year CD’s at 4.70% or 3 year at 4.30%.
You’re asking me when interest rates will peak — so should you lock in for longer now! And I don’t have the answer. Why not split the difference and do half and half? That way you’ll only be half wrong!