I left a part-time job at Macy’s 10 years ago with a small 401k, that I converted to a Roth IRA with Capital One. I’ve made a couple $100 contributions over the years, but as a struggling one-income family (I stay at home) I haven’t done much more than that. The total balance is around $890. I have an offer from American Express for a high-yield saving account that would get me a lot more interest, since the money is really just sitting there. I looked online to see if I’d be penalized for closing the IRA and it was confusing. I do see myself looking for part-time employment in the future, once this pandemic settles/goes away. I don’t know if I should keep the Roth IRA with very little contributions, or switch to a better interest yield option. Thank you for your time and I love seeing you on WGN! Please stay healthy and have a great day!