Each one of these communities offers a different arrangement. The best require a deposit, as well as a monthly payment. And they offer various levels of care as needed, so you can move directly into a more assisted living facility if necessary. Some offer a guaranteed return of your initial deposit, but may require a larger monthly fee. I was interested, so I scoured their website and could not find any financial information about how they handle these issues. So, please do ask them -- and if you have further questions feel free to write back. I'll be interested in learning more about the financial side of this community. It looks lovely on their website, and they have many locations -- but the real issue is the cost and the services.