Please check for the previous responses to this question under the "College Savings" section of my Q&A blog. In short, I definitely do NOT recommend any more investments in the CollegeIllinois prepaid tuition plan, given the precarious finances of our state. Use a different kind of 529 plan -- the one that lets you choose investments to make the money grow. It does have some risk, but at least it's not all-or-nothing risk! And if you can afford to bypass the Illinois tax deduction for your contribution, I would suggest using an out-of-state plan, managed by Fidelity or Vanguard. Remember, you can use the money in the plan for any college in any state, and you can invest in any state's plan. Do comparisons at http://www.savingforcollege.com/ By the way, I am scheduled to speak at Uline again this August, so please come up and say hello. PS If anyone reading this would like to have me present a program for your corporate employees, please send me an email at Terry@TErrySavage.com.