Ask Terry Questions credit freeze

credit freeze

By Terry Savage on January 06, 2021 | Wild Card

Experian requires a mailed request (with 2 proofs of ID, address, drivers license copy, SS number, and Date of Birth) to freeze credit. Is it enough to have a credit freeze with Trans Union and Equifax or should I proceed with mailing to Exlerian? Will it also be this cumbersome to unfreeze ?
Should my spouse also freeze at all three or is the fact that we have been married for 44 years and have no separate accounts sufficient?

Terry Says

That’s not true about Experian. Try the link in this article to go directly to a credit freeze. And start by freezing your husband’s credit at Experian. You have separate Social Security numbers so should freeze his account too at all 3 bureaus.

https://www.terrysavage.com/identity-theft-update/

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