Ask Terry Questions Credit freeze

Credit freeze

By Terry Savage on February 13, 2023 | Wild Card

Hi Terry, I just finished freezing my credit at all 3 agencies (because I was pick-pocketed on the CTA blue line). Should I also have a fraud alert? I’m not sure if having both is possible or necessary. Thank you!

Terry Says

Freezing your credit should do it. But go back and look for “inquiries” or attempts to open new credit.
Read this article:

And proactively change the passwords on your debit card if it was in your wallet. What a hassle — sorry about that!



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