Ask Terry Questions Credit Freeze — all bureaus?

Credit Freeze — all bureaus?

By Terry Savage on July 28, 2020 | Wild Card

I heard that if I put a fraud alert or freeze on one credit report, the other two will be notified automatically. True or False?

Terry Says

Not necessarily, although you can ask them to do it. Then check to make sure it is done! You need a PIN to lift the freeze, and each bureau will give you its own. That’s the problem I see with asking one bureau to notify others.
Read this from the FTC for more information: https://www.consumer.ftc.gov/articles/0279-extended-fraud-alerts-and-credit-freezes

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