I’m not one for “timing the market” but I so vividly remember what happened to the markets during the debt ceiling crisis in the Obama era – and am wary of taking any more substantial hits to my investments/retirement. And I agree with you that we ultimately will NOT default, but am wary of the hits markets may take during the process.
As such, I had the thought of switching all my brokerage and retirement assets (otherwise mostly in index funds through Fidelity) into 3 or 6 month T-bills, and then back in my regular investments once we get through this storm. I certainly won’t hold you to it, but does that seem like a crazy thought/plan to you? Thanks!