dividend

Terry Says

That all depends on your age, stage in life, and whether you need the money. And it depends on whether your stocks or mutual funds are held inside a retirement plan. Any withdrawals of dividends would count against any RMDs — required minimum distributions.

Dividends are taxed as ordinary income, and impact things like the cost of Medicare (if you earn too much) and may impact other benefits programs. So it’s hard to give you advice blindly on this one.