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EE Bonds

By Terry Savage on November 21, 2022 | Chicken Money

My grandmother purchased EE Bonds as a gift to my cousin many years ago, some with both their names on them, others with just my cousin’s name. Now, she has passed away, her son, my father has passed away as well and I have no idea if my cousin is alive or not. Can I cash these bonds in with proof of being “next of kin”? If so, how?
Thank you for your help.

Terry Says

Whew, this is a complex situation. You’ll need a copy of the death certificate and proof that you are in charge of the estate. Read this information about cashing in paper bonds. https://treasurydirect.gov/research-center/history-of-savings-bond/bond-redeem/

It takes as long as 3 months to get them cashed in. Your local bank won’t handle it. And you’ll have to jump through a lot of hoops to prove you are entitled to cash them in, different in each case.



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