Ask Terry Questions Equal partners on credit cards

Equal partners on credit cards

By Terry Savage on March 13, 2026 | Wild Card

My husband heard you talking on WGN radio today about married people needing to be equal partners on credit cards. He said you had a form on line. I am unable to locate it. If you can, could you please let me know what it is that we need to do.

Thank you!

Terry Says

Two separate things!
Married couples should make sure that they are actually cardholders, not just “authorized card users” on a spouse’s account. Check your credit report at
www.annualcreditreport.com to make sure.

And the Personal Financial Organizer form is available on my website here.

money

ASK TERRY

a personal
finance question