Ask Terry Questions Family gifts from small estate

Family gifts from small estate

By Terry Savage on April 14, 2026 |

Terry is it better to distribute financialgifts to family members before one’s demise or is it best to wait and let the estate handle it. This is not a large amount of money, but it matters to me

Terry Says

All of your money should matter to you — especially because you might NEED it!! And you’ll never know if you need it, until after you gave it away.
While it is gratifying to see the smiles of the recipients while you are alive, the sensible move is to make a will — and distribute share in what’s left AFTER you die!!

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