FDIC Insured Banking entities.

Would please clarify a question regarding FDIC insurance. If we have an account with an FDIC insured entity, and we have two individuals listed on the account, are we covered up to $500,000.00 total ($250K per listed account holder)? In trying to answer this question by checking the banking site and the FDIC website, it would appear that each account holder is insured up to $250K.
Thank you, as always, for helping your followers with financial questions!!