Fidelity and Vanguard

Terry Says

That all depends on a lot of things — but starting with how much money you are willing to LOSE! Seriously, if this money is not going to be used in the first ten years of retirement, you should be in an equity/income fund — at either Fidelity or Vanguard. That’s a bit more conservative than an S&P 500 stock index fund — but it won’t protect you from loss if the market declines sharply. And if you’re going to panic and need that money to live on, then just put it in a very short term bond fund (2 years maximum duration).
It sounds to me like you need to do a financial plan for retirement, taking into account all your investments and retirement income to make this decisions sensibly. To find a FIDUCIARY fee-only financial planner go to Wealthramp.com.