Ask Terry Questions Grandson investment

Grandson investment

By Terry Savage on March 03, 2026 | Wild Card

What would be the best way to invest some money for the future (not long term…maybe 2 years) to assist with special needs for the parents to utilize? Its going to be grandson’s 3rd birthday in March.
Thank you for your insight.

Terry Says

OK, if you have a special needs grandchild, please urge the parents to visit this wonderful site devoted to financial planning for parents in this situation: https://protectedtomorrows.com/

And if you anticipate giving them the money in just two years, please just leave it in a money market deposit account (in YOUR names) in the bank until the gift time arises. Then make sure you aren’t doing anything to jeopardize their eligibility for programs for their child.

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